Attention homeowners in Cottleville and Saint Charles County: Need an appraisal?

The top 7 reasons MO homeowners hire Landfair Appraisals Midwest Inc:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. To reduce their mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a MO divorce, when real estate needs to be divided
  7. Settle an estate in MO by determining the true market value of property in question

Do you own a house in or near Cottleville? Do you need help deciding the price of your real estate?
Contact Landfair Appraisals Midwest Inc.

At Landfair Appraisals Midwest Inc, we understand the individual needs of a customer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. Landfair Appraisals Midwest Inc is qualified in helping clients just like you do away with unneeded PMI insurance.

Challenge a property tax assessment

Lets say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. This only means you're probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Landfair Appraisals Midwest Inc is your chief weapon.

Recently got a freeze your HELOC?

If your property is in or near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. An expert appraisal from Landfair Appraisals Midwest Inc can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for accuracy? Landfair Appraisals Midwest Inc offers field reviews where we'll go out and check the subject and comparables. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Landfair Appraisals Midwest Inc can help with that too. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home.